Guides

Answers about paying in Malaysia

Short, plain guides to stablecoins, DuitNow QR and paying in ringgit.

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Conversion powered bySera(sera.cx), a non-custodial settlement protocol for stablecoins.

Non-custodial wallet powered byPrivy

Every payment, conversion and settlement is provided by licensed parties. Your YouApp wallet is non-custodial: YouApp never holds or touches your YouApp wallet funds or stablecoins. MYRT is the Malaysia Ringgit Stablecoin, a limited-purpose stablecoin minted and redeemed 1:1 for ringgit, with its reserve held at a licensed Shariah-compliant fund.