Scan to pay

Stablecoins in.Ringgit out.

Top up with ERC-20 stablecoins, DuitNow or card. Scan any DuitNow QR and pay in ringgit.

Download on the App StoreGet it on Google PlayExplore on AppGallery
MYRT
XSGD
JPYC
IDRT
RM

Top up your way

ERC-20 stablecoins

MYRT, XSGD, JPYC, IDRT, USD stablecoins and more, sent on Ethereum. Converted to MYRT when it lands.

MYRTXSGDJPYCIDRTUSD stablecoins
  • Your own deposit address
  • 12 confirmations, then we notify you
  • Credited only after conversion confirms

Local rails

DuitNow and card. Instant.

  • DuitNow transfer from any Malaysian bank app
  • Lands in your own named account
  • Debit or credit card

Ethereum only. Funds sent on another network cannot be recovered.

Conversion powered bySera(sera.cx), a non-custodial settlement protocol for stablecoins.

Non-custodial wallet powered byPrivy

Pay in ringgit. Always.

Scan, check the amount, confirm. The merchant is paid in ringgit by a licensed party.

  • Any DuitNow QR, no merchant sign-up
  • Receipts and history in the app
  • Your own DuitNow account number for receiving

Pay like a local

From kopitiams to city tours.

DuitNowQR
DuitNowQR
DuitNowQR
DuitNowQR

Fees and limits

Shown before you confirm.

YouApp fee, scan to pay
up to 1.5%
Card processing
up to 2%
Per transaction
RM20,000
Per month
RM120,000

Questions

Feel like a local

Verify once. Pay anywhere.

Takes two minutes. Then any DuitNow QR in the country is yours.

Download on the App StoreGet it on Google PlayExplore on AppGallery

Browse as a guest first. No sign-up to look around.

Conversion powered bySera(sera.cx), a non-custodial settlement protocol for stablecoins.

Non-custodial wallet powered byPrivy

Every payment, conversion and settlement is provided by licensed parties. Your YouApp wallet is non-custodial: YouApp never holds or touches your YouApp wallet funds or stablecoins. MYRT is the Malaysia Ringgit Stablecoin, a limited-purpose stablecoin minted and redeemed 1:1 for ringgit, with its reserve held at a licensed Shariah-compliant fund.